Using Thailand Banks

There is an annual fee for using the ATM cards at most Thai banks – 200 baht. If you have 4 accounts that’s 800 baht every year. If you keep your accounts for 5 years – that’s 4,000 baht. It adds up – especially for Thais with low income!

Check fees are 300 baht for 20 checks at some banks. That’s 15 baht per check!

Currently the interest on bank accounts is less than 1%.

One positive note – the fee for transferring money between banks at the ATM machine is reasonable – under 30 baht in all cases I know of.

Author: Vern

I'm an American expat living in Thailand. I like to write informative pieces about life in, living in Thailand, including topics like: Thai People, Thai Culture, Nightlife, Technology, and I have published a lot of photographs, videos, and even books on Thailand that you can find at There are many photographs of Thailand here - feel free to share with attribution (a link back to the home page). All written content on this site by Vern Lovic. Contact me at Google+.