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Visitors to Thailand involved in accidents can face a couple scenarios. The best scenario for you might be to offer the other people involved in the accident a few thousand baht to forget it and go your separate ways. You can get your rental vehicle fixed and the rental agency may not notice. You can get MAJOR damage fixed for less than 30,000 baht. Damage which, in the states for instance, would cost you about $5000 usd. (200,000 baht). In the case of an accident you will likely be seen as the cause - or at least responsible for it afterwards. In Thailand, if you are the cause of an accident and you hit someone with your car on a motorbike for instance, you may have to pay damages to that person for the rest of his/her life. This is why you may read stories in The NATION or Bangkok Post about drivers (even bus drivers) attempting to run away from the accidents. They cannot afford to pay someone else the rest of their lives. You may, if you ask enough Thai people (I have) hear a 'rumor' about drivers of trucks and cars that are involved in an accident - maybe they hit a pedestrian... a bicyclist, a motorbike rider... and they realize they are at fault. They MIGHT just back up over top of the injured person once or twice to make sure they are dead and aren't able to go to court over it. The fear of paying money out the rest of their life is enough to really shake up some Thais and some do crazy things. It bears mentioning that if you are the one laying in the road after an accident - get to somewhere safe QUICKLY. Heal your wounds later. :)
Accidents happen anytime. Never planned. Since being
in Asia I've seen the results of many motorbike accidents... victims
laying in the road still... nobody moves them... they are usually
bleeding from some orifice, but not always. Sometimes you'd guess
they're sleeping. There is no attempt made by bystanders to revive
the person or wake them if they happen to be just unconscious and
not dead yet. I've not seen any efforts anyway. |
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Insurance |
Yes, you have insurance. No, it probably won't
protect you much, if at all. There is usually a clause in the
insurance paperwork that states that if you are the "cause" of the
accident, they are not responsible for damages. There is also
a clause in most about driving recklessly. So, even if you are not
the cause - you may be deemed to have been driving recklessly and
contributing to the accident and not receive money either. Insurance
is really a losing proposition here. Have enough free cash in
savings to take care of any major accident BEFORE you attempt
driving here (80,000b). |
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Leaving the Scene |
If you try to leave the scene of the accident without
having paid off the others' involved or exchanging all relevant
information like license info, insurance info, names, phones, etc.
you may become the victim of an angry group of Thai people that beat
you and hold you until the police come. Strangers will join in for
this. You must be very sure that the others involved are OK
with the payoff and you can go your separate ways. |
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Legal Help |
If you are in an accident and the police are there,
witnesses are involved, the whole nightmare... you should know the
number for the tourist police for the area you're in and dial them.
Better to deal with the tourist police than the regular police that
may not speak English that well. You want to make sure that your
side is at least HEARD and understood, whether or not it does you
any good. If you are very persistent and insistent that you
are not responsible you may be able to get out of it. It does happen
on occasion.
You may want to contact "Sunbelt Legal Advisors"
in Bangkok to help you should you need to go to court. They are
listed in the classified section of every Bangkok Post and they also
run ads on "Thaivisa.com". |
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